Monday, August 10, 2020Home’s value, replacement cost not interchangeable For insurance purposes, you should pay attention to what it would cost to rebuild your home in the event of a loss, not the home’s market value. When shopping for homeowner insurance, you may hear the terms “market value” and “replacement cost” multiple times. READ MORE >>
Wednesday, May 8, 2019 Your personal umbrella policy: Increased policy limits…and more By Bill Taylor Accidents involving common, everyday activities may result in a worst-case scenario. Being held legally liable for injury to another person or damage to their property could exhaust your home or personal auto policy liability limits, and cause financial ruin to your family. READ MORE >>
Wednesday, May 8, 2019
Everybody in the pool! Safely
By Joel LaFrange
Play it safe at the pool. Practice “touch supervision,” keeping children within arm’s length.
According to the U.S. Consumer Product Safety Commission (CPSC), an average of 390 drowning deaths occur annually among children ag... READ MORE >>
Saturday, January 12, 2019Let it flow, let it flow, let it flow… By Cincinnati Personal Lines Allowing faucets to drip can prevent pipes from freezing. Did you know that letting your most weather-susceptible faucets drip during periods of extreme cold can keep your water pipes from freezing? READ MORE >>
Tuesday, June 26, 2018Protecting Your Home from Storm Water Damage A heavy rainstorm has finally stopped. Or maybe a long winter has finally ended, and the deep snows have begun to melt. While good weather may seem like a relief, the potential for water damage may just be beginning. READ MORE >>
Tuesday, June 26, 2018Yard Safety Backyard entertaining has gotten more elaborate in recent years. Fire pits are helping homeowners extend the backyard season, and today’s playsets involve more than a simple set of swings and a slide. READ MORE >>
Tuesday, June 26, 2018Summer Home Maintenance Tips For many, there is no better time of the year than summertime to be outside in the yard enjoying the weather and sunshine. Warm temperatures and longer days make the perfect backdrop for picnicking, barbecuing or just enjoying drinks and snacks on the deck or patio. READ MORE >>
Tuesday, June 26, 2018Spring checklist: How did your home hold up? Cleaning out gutters should be on your spring to-do list. As the calendar turns to spring, it’s time to assess how your property weathered the winter. This is a good time to make a “to-do” list to prevent property maintenance and liability issues. READ MORE >>
Tuesday, June 26, 2018Your roof may be aging faster than you realize The roof of your home is its first line of defense against the elements. But as a roof ages, its ability to protect lessens. The manufacturer’s estimated lifetime rating for roof shingles is determined under ideal circumstances, READ MORE >>
Tuesday, January 23, 2018Make sure loaned school items are covered Check coverage for items loaned from school. As each new school semester begins, take note of the items your child brings home. For example, many school districts are assigning laptop computers to students for their personal use. READ MORE >>
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